Loans in Ireland When You Need the Money Most

mycreditbucks is a new age private lender in Ireland and ready to accept loan applications of all the individuals irrespective of their financial status. No matter whether you are a homeowner or a tenant, you are welcomed here and can easily qualify for the loans. However, we have certain guidelines for both the tenants and the homeowners in terms of loan deals.

As a responsible direct lender, we understand that there may be a few events occurred in anyone’s life where making the repayments would not be possible on the due date. This is to inform you that we do not charge anything for it. You can rely on us but at the same time, you have to make us familiar with what event has happened so that we can adjust the dates. Besides that, we would also like to suggest you that keep this option as only the last one and try to repay the taken amount on time.

APR means Annual Percentage Rate, which reflects yearly interest rates and other costs related to a loan. When a lender offers you a particular loan APR, you will need to pay the interest rates and other fees during the repayments. Small quick loans usually have higher APRs, while long-term loans carry lower rates. At Mycreditbucks, you always get affordable or competitive APRs on any loan product.

Online loans in Ireland are available on both fixed and variable rates. Both have their importance. A fixed rate gives a better understanding of how much you will pay. Market trends do not disturb the rate, as they remain fixed throughout the term. On the other hand, variable or flexible interest rates change depending on the market. Sometimes, you need to pay lower rates, while sometimes, higher rates will be available. Our loan experts always suggest picking fixed interest rates to handle loan repayments effectively.

Responsible lending criteria always demand purity and transparency from the lending institutions. Mycreditbucks follows the same, and we always stay away from any marketing jargon. We check the credit scores of the applicants to determine their affordability. It will not affect their credit scores, and prospects of loan approval remain intact. We provide loans with no credit check upfront or in the initial stage of the loan procedure, especially for our existing borrowers. Nevertheless, a credit score check is a mandatory and good thing to have.

Our personal loans are 100% online, and therefore, we do not involve you in too much documentation, making instant approval possible. However, we do need a few documents, which may include:

• Salary proof or income proof of last 6 months;
• Identity and residential proof;
• Bank statements of last 6 months;
• An updated credit report (not mandatory, but good if you share).;

Qualifying for any loan at Mycreditbucks does involve simple and approachable requirements. We provide an effective alternative to mainstream lending in Ireland, where everyone is eligible to borrow funds. Still, there are some general conditions, such as:

• Your age should have crossed 18;
• You are holding a permanent citizenship of Ireland;
• You have a running or active bank account;
• Your credit profile should not have any bankruptcy or default charges in the last 2 years;
• You should be earning a minimum of€700 on a monthly basis.

Since our loans are online, you can expect same-day loan acceptance at Mycreditbucks. As soon as you submit your loan application, our loan experts instantly start reviewing it along with the details you have provided. Once everything is fine, we will quickly approve a loan for you, followed by same-day fund disbursal.

It is an important question that almost every borrower has in their mind. At mycreditbucks, the loan amount largely depends upon two factors and these are:

• On the repayment capacity of the borrowers
• On the basis of income earned

On the basis of these two factors, the amount range can vary from £1000 to £25000.