Warning: MyCreditBucks is against any unethical lending practice. We never ask for upfront fees and hidden charges.

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Online loans in Ireland through an easy loan process

When financial needs knock on your door, it is difficult to say what their size and level of urgency are. If they are urgent and last-minute needs, we prioritise arranging sufficient amounts. Your savings are the first thing you look forward to. But as you know, it is never wise to empty your savings for recurring financial needs.

In that case, applying for private loans in Ireland can be a relevant solution. After all, asking for financial support from friends and family is impossible until you have your own solutions. As you know, direct lending loan solutions are available now, and getting funds has become speedy.

Mycreditbucks is a direct lender that offers multiple types of loans online for short-term and mid-term needs. You can depend on our fast loan procedures for any financial struggle. The process is digitised from application to online credit purchase check and fund deposit after approval.

Act now before you think more, apply for loans in Ireland, and get your customised loan. Before you realise it, funds reach your bank account. Apply easily from your home or during your daily commute.

You can use the loans for multiple purposes like -

  • Medical emergency
  • Funds after job loss
  • Unexpected travel
  • New car purchase
  • Used car purchase
  • Small car repair needs
  • Pet care and related expenses
  • Educational expenses etc.
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Benefits of taking loans from online private money lenders Ireland

For many reasons, people today choose private money lenders. If you still doubt their utility, the following reasons should be able to justify you. Some precise factors authenticate the significance of private loan companies in Ireland. Let’s take a look -

Why our unsecured personal loans in Ireland have high approval rate?

Due to some exact reasons, our approval rate is 99%. We follow lending ethics to only provide financial peace to a maximum number of fund seekers. It is time that we reveal those reasons to you as well. When you apply for a loan, you can use the right approach to improve your approval chances on money loans in Ireland.

Loan types we offer

Whether you are looking for Loans in Dublin, Galway, Waterford, Cork or anywhere in Ireland, get access to all our loan types. Read below, choose your loan and apply now.

Loan type Maximum amount APR%
Personal loans Up to €15000 12.68%
Quick loans Upto €4000 14.5%
Bad credit loans Up to €15000 15.6%
Doorstep loans Upto €4000 20.2%
Loans for unemployed Upto €5000 12.99%
Car loans Upto €10000 8.9%
No credit check loans Upto €5000 17.3%
Farm loans Upto €50000 8.75%
Debt consolidation loans Up to €15000 10.47%

How to get instant approval on your loan application?

You can easily get approval on your loan application if you follow some basic tips. As a genuine loan company in Ireland, we always enlighten existing or prospective customers on such things. Here are those tips.

As the genuine and private money lenders in Ireland, we fund as many people as possible. For that, we help fund seekers make informed decisions with tips like these.

Why choose Mycreditbucks for online loans in Ireland?

You may have your own list of money lenders in Ireland. However, we have some facts to present that make us stand out. A few features of our loan solutions make us dependable.

We want to be on your list of online money lenders in Ireland through the special features of our services. A money crisis is not always bad. Sometimes, it can be an opportunity to know about the loan options you can opt for during an emergency. If you need funds now, we are right here. Apply now and get money on terms and conditions that are affordable and predictable.

FAQ’s

Are online loans safe in Ireland?

Yes, of course. In fact, loan procedures of online money lenders in Ireland translate into transparency. You can track your application status anytime. Also, in the case of online loans, it is easier to handle the issue of hidden fees or charges. The loan agreement is offered online once the funds are approved. Its terms and conditions always match what you have received from the lender.

Should I be a homeowner to Apply for loans?

mycreditbucks is a new age private lender in Ireland and ready to accept loan applications of all the individuals irrespective of their financial status. No matter whether you are a homeowner or a tenant, you are welcomed here and can easily qualify for the loans. However, we have certain guidelines for both the tenants and the homeowners in terms of loan deals.

What Will Happen if I Miss My Repayments on Due Date?

As a responsible direct lender, we understand that there may be a few events occurred in anyone’s life where making the repayments would not be possible on the due date. This is to inform you that we do not charge anything for it. You can rely on us but at the same time, you have to make us familiar with what event has happened so that we can adjust the dates. Besides that, we would also like to suggest you that keep this option as only the last one and try to repay the taken amount on time.

What does APR mean?

APR means Annual Percentage Rate, which reflects yearly interest rates and other costs related to a loan. When a lender offers you a particular loan APR, you will need to pay the interest rates and other fees during the repayments. Small quick loans usually have higher APRs, while long-term loans carry lower rates. At Mycreditbucks, you always get affordable or competitive APRs on any loan product.

Which is better, a fixed or variable rate loan?

Online loans in Ireland are available on both fixed and variable rates. Both have their importance. A fixed rate gives a better understanding of how much you will pay. Market trends do not disturb the rate, as they remain fixed throughout the term. On the other hand, variable or flexible interest rates change depending on the market. Sometimes, you need to pay lower rates, while sometimes, higher rates will be available. Our loan experts always suggest picking fixed interest rates to handle loan repayments effectively.

Do we at MyCreditBucks carry out credit checks?

Responsible lending criteria always demand purity and transparency from the lending institutions. Mycreditbucks follows the same, and we always stay away from any marketing jargon. We check the credit scores of the applicants to determine their affordability. It will not affect their credit scores, and prospects of loan approval remain intact. We provide loans with no credit check upfront or in the initial stage of the loan procedure, especially for our existing borrowers. Nevertheless, a credit score check is a mandatory and good thing to have.

What documents do I need to apply for a loan?

Our personal loans are 100% online, and therefore, we do not involve you in too much documentation, making instant approval possible. However, we do need a few documents, which may include:

  • Salary proof or income proof of last 6 months;
  • Identity and residential proof;
  • Bank statements of last 6 months;
  • An updated credit report (not mandatory, but good if you share).;
Am I eligible to apply for a loan?

Qualifying for any loan at Mycreditbucks does involve simple and approachable requirements. We provide an effective alternative to mainstream lending in Ireland, where everyone is eligible to borrow funds. Still, there are some general conditions, such as:

  • Your age should have crossed 18;
  • You are holding a permanent citizenship of Ireland;
  • You have a running or active bank account;
  • Your credit profile should not have any bankruptcy or default charges in the last 2 years;
  • You should be earning a minimum of€700 on a monthly basis.
When will I receive my loan approval?

Since our loans are online, you can expect same-day loan acceptance at Mycreditbucks. As soon as you submit your loan application, our loan experts instantly start reviewing it along with the details you have provided. Once everything is fine, we will quickly approve a loan for you, followed by same-day fund disbursal.

How Much Amount Can I borrow?

It is an important question that almost every borrower has in their mind. At mycreditbucks, the loan amount largely depends upon two factors and these are:

  • On the repayment capacity of the borrowers
  • On the basis of income earned

On the basis of these two factors, the amount range can vary from £1000 to £25000.

How long will it take to get private loans in Ireland?

In this case, different lenders may have different timelines. However, at Mycreditbucks, we take 24 hours to transfer funds after approval. However, usually, it takes only a few hours, sometimes only one to two hours, to send money. In rare cases, if any financial details are missing from an applicant, it may take up to 24 hours.

What details do I need to get cheap loans in Ireland?

You must provide essential financial and personal details to prove your repayment capacity and authenticity as a citizen. These are –

  • Citizenship proof, such as a civil partnership certificate
  • Bank statement of recent six months
  • Income proof of the same duration along
  • Current employer details like address.
Can I avail of a private loan if I am self-employed?

Of course, you can easily borrow funds from a private loan lender like Mycreditbucks if you are self-employed. There is no constraint on employment status. Getting a loan is possible as long as a fund seeker can prove credit purchase power. You can apply today and see how fast it is to borrow funds for self-employed people, too.

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