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It is obvious being a human you cannot predict what can happen next. But mycreditbucks clearly tells you that at least your financial future is secure. Nothing is impossible and it is rightly said, we make lending so easier for you and getting the financial help at the right time becomes very much possible for you. In whichever city of Ireland you are living in, you can approach us to apply any of our loan products.
'Borrower’s satisfaction is our biggest appreciation’ is the policy on which we are serving the financial interests of the Irish people. As being a dependable private lender in Ireland, we understand our duty and that is why we have taken an onus on us to provide you the best lending experience. Unemployment, bad credit history and the lack of savings are the problems but loans are the real solutions to come out from these. Just follow our simplest of guidelines and gain maximum financial advantages to have an early peace of mind.
Life sans loans seems to be impossible while the cost of living is soaring unexpectedly. A loan is a financial tool you use to fund your needs. Various short-term loans are out there claiming to meet all your unexpected expenses. You can get funds as immediately as you put in the loan application. Sometimes you may need a more significant amount, and hence small loans cannot be appropriate to finance your needs. There are certain events you would like to borrow a large amount of money, for instance, wedding, home renovation etc. Personal loans can let you borrow money without bearing high-interest rates and obligation. A direct lender will not ask you to put collateral, which is why they are unsecured loans.
A personal loan is an amount of money you can borrow to meet more considerable expenses like education, home renovation and emergency. Personal loans are also short-term loans, and hence their duration is not more than five years. As long as your credit rating is right, you will get the deal at best interest rates. When you apply for a personal loan, a lender will get a copy of your credit report from credit reference agencies. The most common agency from where lenders fetch details about your credit score is Experian. Some lenders collect data from Equifax and TransUnion.
You are eligible to apply for a bad credit personal loan as long as you prove that you will manage to afford repayments. Interest rates will likely be higher because of a poor credit rating. While taking out personal loans for bad credit, you should make sure that:
Since you do not need to arrange a guarantor or collateral to apply for personal loans, lenders may turn down your application due to impaired credit standing. In this situation, you can apply for other types of personal loans depending on your needs.
If you are looking forward to personal loans despite bad credit rating, you should arrange a guarantor with a good credit history. It mitigates the risk of the lender and hence improves the approval rate.
It might not be very easy to get a personal loan if your credit rating is not up to the par, but on the other hand, it improves your credit score. Most of the people take out personal loans for bad credit for the following reasons:
Personal loans are paid over an extended period. If you make payments on time, your lender will inform credit reference agencies of your time payments. This record will boost your credit score. Other short-term loans cannot improve your credit rating because you have to pay off the loan in a lump sum and it does not imply that you will stay loyal to your repayments even if the financial circumstances change. When it comes to applying for a personal loan, you must consider your affordability irrespective of your credit rating. At the time of signing the agreement, you should take stock of fees, prepayment penalties, interest penalties and late payment fees. Use online calculators to know the total cost of the loan. Make a repayment plan and ensure that you will not struggle to meet all your regular expenses along with loan payments. Shop around before grabbing a deal as interest rates vary from lender to lender.
Are you searching for the right personal loans by direct lenders in Ireland? Well, you are already at the right place. No other lender can provide you PROPER and PROMPT funding access irrespective of any situation. We have expertise and specialisation in offering personal loans for bad credit people in particular. You are our eligible borrower as long as you ensure us for the repayments. If you do, we have lots of features to offer such as no documentation, no credit check, and always a chance of improving the credit profile. Now, you have every reason to apply for our small personal loans. Do it!
Just inform us with your financial trouble and we vouch for an early removal of it by presenting these benefits:
Our vast online presence makes easier for you to find us anywhere in Ireland. You just need to visit our website and follow the online loan application procedure while sitting at home or office.
Opportunities are equal for every individual and there will be no affect on your credit report. Our no credit score check policy allows a smooth fund disbursal irrespective of credit history.
All your queries will have an answer from our financial experts.
mycreditbucks is a new age private lender in Ireland and ready to accept loan applications of all the individuals irrespective of their financial status. No matter whether you are a homeowner or a tenant, you are welcomed here and can easily qualify for the loans. However, we have certain guidelines for both the tenants and the homeowners in terms of loan deals.
It is an important question that almost every borrower has in their mind. At mycreditbucks, the loan amount largely depends upon two factors and these are:
On the basis of these two factors, the amount range can vary from £1000 to £25000.
As a responsible direct lender, we understand that there may be a few events occurred in anyone’s life where making the repayments would not be possible on the due date. This is to inform you that we do not charge anything for it. You can rely on us but at the same time, you have to make us familiar with what event has happened so that we can adjust the dates. Besides that, we would also like to suggest you that keep this option as only the last one and try to repay the taken amount on time.